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Teach the people you serve how to get out of debt.

The G.O.O.D.S. Academy Program License for churches, reentry programs, credit unions and nonprofits. 42 short lessons. Your own staff or volunteers lead. No money expert needed.

Your people are carrying debt. You can teach them the way out.

Most people were never taught how money works. Not in school. For most of us, not at home. They sit in your pews, your classes and your waiting rooms carrying debt and shame, and they do not know where to start.


You do not need a money expert on staff to help them. You need a room, a screen and one person who cares.


The G.O.O.D.S. Academy does the teaching: 42 short lessons, about 15 minutes each, in plain words a 12-year-old can follow. Your facilitator plays the lesson, says the one idea, and helps each person finish one small task with their own real numbers.


The Program License gives your church, reentry program, credit union or nonprofit the right to teach it to your own people for 12 months.

What your organization gets

  • All 42 lessons as video, audio and printable large-print lesson cards with worksheets
  • Works with no internet, so it runs in a fellowship hall, a shelter or a facility classroom
  • Facilitator Guide with a week-by-week plan for a 14-week class, a 7-week fast track or a 3-day intensive
  • Class Forms: flyer, announcements, sign-in sheet, Before and After surveys, a results report for your board or funder, and certificates
  • The G.O.O.D.S. Library: 9 books as PDF for your facilitators
  • Print rights: lesson cards and worksheets for every person in your class
  • One online Academy seat for your lead facilitator, to prepare for class
  • Your License Agreement and Certificate for your records


Start your Program License today

One payment. No monthly charge. By buying, you agree to the Program License Agreement. Read it first.

Program License: 12 Months, One Location

$497
One organization, one location, 12 months. Unlimited classes for up to 100 participants with up to 3 facilitators. You get the Program License Kit, the Academy Complete Offline Package and one online Academy seat today.

Everything in your license

Three things arrive right after checkout: your Program License Kit (Start Here, License Agreement, Facilitator Guide, Class Forms), the full G.O.O.D.S. Academy online, and the Academy Complete Offline Package. The Academy and the Offline Package are shown below.

What your people learn

14 modules. One idea and one small task at a time. Each lesson is a short video, then a task on a printed lesson card.


  • Mindset first: thoughts, shame and purpose
  • Every debt on one page, from their own statements
  • Give every dollar a job: the 10/10/25/55 plan
  • Which debt to pay first, and how to lower interest
  • What to say to creditors and collectors, and their rights
  • How to read their own credit report and dispute inaccurate items themselves, for free
  • Coming home after incarceration: ID first, then court debt, restitution and child support
  • The hard debts: student loans, medical bills, payday loans and tax debt
  • Making more money, protecting it, and teaching their children


About scripture: this course is faith-friendly. A scripture is printed on every lesson card, and one module is called Faith and Money. Where that does not fit your setting, your facilitator may skip reading scripture aloud. The money steps stand on their own.

What the license covers

One organization. One location. 12 months. $497, one time.


  • Teach as many classes as you want for 12 months
  • Serve up to 100 participants in that time. At 100 people, that is under $5 a person.
  • Have up to 3 facilitators from your own staff or volunteers
  • Teach in person or by private live video
  • Play the lessons in class and print the lesson cards and worksheets for your people to keep
  • Offer the class free or charge your own class fee


What you cannot do: sell or give away the files, post lessons online, share them with another organization or a second location, or change the lessons.


Read the full agreement before you buy: G.O.O.D.S. Program License Agreement. Buying the license means you agree to it.


A second location or more than 100 people? Buy a license for each, or email thegoodswork@icloud.com for one network license. Need an invoice first? Email the same address.


Refunds: ask within 30 days of purchase, before you hold your first class session, and we refund the fee.


After you buy: email your organization's name, location and order number to thegoodswork@icloud.com so your license is on record.

Questions organizations ask

Do we need a money expert to teach it?

No. The lessons do the teaching. Your facilitator opens the room, plays the lesson, says the one idea in plain words, and helps each person finish one small task. The Facilitator Guide walks them through every week.


How long does a class take?

A 14-week class is one session a week, 45 to 60 minutes. Each lesson video is 2 to 3 minutes. The rest of the time people work on their own numbers. You can also run a 7-week fast track or a 3-day intensive.


Do we need internet?

No. Download the files once and teach anywhere, including a facility classroom.


We are not a church. Can we use it?

Yes, if a faith-friendly course fits your setting. A scripture is printed on every lesson card and one module is called Faith and Money. Your facilitator may skip reading scripture aloud. The money steps stand on their own.


Is this financial advice?

No. It is education. Facilitators do not give legal, tax or financial advice, and no results are promised. The guide shows facilitators where to send people who need personal help.


How do we get the materials?

Right after checkout you log in to your account on this site. Your Program License Kit and the Academy Complete Offline Package are there to download, and the online Academy is there for your lead facilitator.


Can we read the agreement first?

Yes. It is here: G.O.O.D.S. Program License Agreement.


Can we pay by invoice or check?

Email thegoodswork@icloud.com and ask for an invoice.

Bring the G.O.O.D.S. Academy to your people

Debt is a number. Not your name.

Program License: 12 Months, One Location

$497
One organization, one location, 12 months. Unlimited classes for up to 100 participants with up to 3 facilitators. You get the Program License Kit, the Academy Complete Offline Package and one online Academy seat today.

Education only. Not legal, tax or financial advice. No results are promised. Results depend on each person's situation and actions. Credit lessons teach people to read their own credit report and dispute inaccurate items themselves. G.O.O.D.S. does not perform credit services for anyone. Lesson narration uses an AI replica of the creator's own voice, made with the creator's consent.


Get Out Of Debt Solutions is published by Heir Lifestyle Investments LLC, 124 Phillips Cir, Lynchburg, VA 24502. © 2026 Heir Lifestyle Investments LLC. G.O.O.D.S.™ is a trademark of Heir Lifestyle Investments LLC.