G.O.O.D.S. Program License Agreement

Read this before you buy. This is the agreement that comes with the G.O.O.D.S. Program License. A printable copy with your License Certificate is in your kit.

This agreement lets your organization teach the G.O.O.D.S. Academy to the people you serve, at one location, for 12 months.

The short version

You can: teach as many classes as you want for 12 months, at one location, to up to 100 people, with up to 3 facilitators. You can play the lessons in class and print the lesson cards and worksheets for your people.
Refund: ask within 30 days, before your first class session, and we refund the fee.
You cannot: sell the Files, post them online, hand them to another organization, or change the lessons.
We own the materials. You are renting the right to teach them.
It is education only. Nobody in the class gives legal, tax or financial advice, and nobody promises results.

The short version is a summary. The numbered sections below are the agreement.

1. Who this agreement is between

"We," "us" and "G.O.O.D.S." mean Heir Lifestyle Investments LLC, a Virginia limited liability company, 124 Phillips Cir, Lynchburg, VA 24502, the owner of Get Out Of Debt Solutions (G.O.O.D.S.).

"You" and "the Organization" mean the church, nonprofit, agency, credit union, school, business or other group that bought this license. The person who buys it says they have the authority to agree for the Organization.

2. Words used in this agreement

Program Materials: the G.O.O.D.S. Academy lessons (video, audio, lesson cards, worksheets and quizzes), the Complete Offline Edition, the G.O.O.D.S. Library books that come with the Academy, and every file in this Program License Kit.
Files: the digital copies of the Program Materials.
Online Seat: the one login to the G.O.O.D.S. Academy online that comes with this license.
Location: one street address where you hold classes. Classes you hold by private live video for people served by that Location count as that Location.
Facilitator: a staff member or volunteer you choose to lead a Class.
Class: one full run of the course with one group of people, such as one 14-week class.
Participant: a person enrolled in one of your Classes. A person who enrolls more than once counts once.
Term: 12 months, starting on the date of purchase.
License Number: the order or invoice number on your purchase receipt.

3. What you may do

While this license is active and you follow this agreement, we give you a limited license to do these things at your one Location. It is not exclusive and you cannot transfer it:

Teach. Hold as many Classes as you want during the Term, in person or by private live video, for up to 100 different Participants in total during the Term.
Lead. Have up to 3 Facilitators at any one time. If a Facilitator leaves, you may name a new one.
Play. Show the lesson videos and play the lesson audio during class.
Print. Print the lesson cards, worksheets, quizzes, class forms and the pages of the 90-Day Workbook for your Facilitators and your Participants. Participants may keep their printed copies for good. The other Library books are for your Facilitators. You may not print or copy them for Participants.
Load. Keep the Files on computers, tablets or drives that the Organization or its Facilitators use for class.
Prepare. Give the Online Seat to one lead Facilitator, to prepare for class. It is for one person and may not be shared.
Announce. Use the names "G.O.O.D.S." and "G.O.O.D.S. Academy" and the Licensed Program Site badge in this kit to tell people about your Classes, in the form we give them to you.
Set your own class fee. You may offer a Class free or charge a Class fee. You may not sell the Program Materials by themselves.

4. What you may not do

Sell, rent, lend, trade or give away the Files, or any part of them, to anyone. Participants receive printed pages, not Files.
Post the lessons, books or files on a public website, social media, a video site, an app, or any shared folder the public can open.
Publish a recording of a lesson video, lesson audio or a Class session.
Use the Program Materials at a second Location, or let another organization, branch or chapter use them. Each Location needs its own license. (Section 8 explains how to add more.)
Change, rewrite, translate or cut up the lessons, or remove any name, logo, copyright line or notice. (Section 5 says what you may skip.)
Say or suggest that the Organization wrote or owns the Program Materials, or that the Organization is G.O.O.D.S.
Make Participants buy any product or service in order to attend.
Feed the Program Materials into any software or artificial intelligence system to train it or to build a competing product.

5. How the class must be taught

Education only. The Program Materials teach general money skills. They are not legal, tax or financial advice. Your Facilitators will not give Participants personal legal, tax or financial advice in the name of G.O.O.D.S.
No promises. Nobody may promise a Participant a result, such as a debt paid off by a certain date, a certain amount saved, or a certain credit score. Results depend on each person's situation and actions.
Credit lessons. The credit lessons teach people to read their own credit reports and to dispute inaccurate items themselves, for free. You will not use the Program Materials to sell credit services to Participants.
Send people to real help. When a Participant needs personal advice, point them to qualified help, such as a nonprofit credit counselor, legal aid, or a qualified tax professional.
Privacy. No Participant has to share their numbers out loud. Do not collect Participants' account numbers, card numbers, Social Security numbers or passwords.
Scripture. The lessons include scripture, and a scripture is printed on every lesson card. Where scripture does not fit your setting, your Facilitator may skip reading it aloud and may leave out Lesson 06. You may not rewrite the lessons or the lesson cards.
Voice notice. The lesson narration uses an AI replica of the creator's own voice, made with the creator's consent. If a Participant asks, say so.

6. Term, renewal and what happens at the end

This license lasts for the Term: 12 months from the date of purchase.
To keep teaching after the Term, renew by buying a new Program License at the price then shown on our website. Email us if you need help renewing.
If you do not renew, you may finish any Class that started before the Term ended, for up to 60 more days. After that you must stop teaching the Program Materials, stop using the badge and our names to announce Classes, and remove the Files from your computers and drives.
The Online Seat may stay open after the Term for the one person who holds it. It does not give the Organization the right to teach Classes.
Participants always keep the printed copies they received.

7. Payment and refunds

The license fee is paid in full at purchase. The fee covers one Organization at one Location for one Term.
If you ask within 30 days of purchase, and you have not held the first session of a Class, we will refund the fee. You must then delete the Files and stop using the Online Seat.
After the first session of a Class has been held, or after 30 days, the fee is not refundable.

8. More locations, more people

Each license covers one Location and up to 100 Participants. If you need a second Location, or more than 100 Participants in a Term, buy another license before you start. To cover a whole network, district or system with one agreement, email thegoodswork@icloud.com and ask for a written network license.

Register your license

Within 14 days of purchase, email your Organization's name, your Location and your License Number to thegoodswork@icloud.com. This puts your license on record and lets us reach you about renewal.

9. Who owns what

Heir Lifestyle Investments LLC owns the Program Materials and all rights in them. G.O.O.D.S.™ is a trademark of Heir Lifestyle Investments LLC. This agreement gives you permission to use them. It does not give you ownership of anything.
Your own flyers, sign-in sheets and class records belong to you.
If you send us ideas or feedback, we may use them freely.

10. Your class is your responsibility

You run your own Classes. You choose, train and supervise your Facilitators, and you follow the laws and rules that apply to your Organization and the people you serve.
We do not collect information about your Participants. Any records you keep are yours to protect.
Your Facilitators and Participants are not our employees, agents or partners, and this agreement does not make the Organization our agent or partner.

11. No warranty and limit of liability

We provide the Program Materials "as is." We do not promise that they are free of errors, that they fit every situation, or that any Participant will reach any result. Laws, rates and programs named in the lessons change. Always check the official source.
To the fullest extent the law allows, we are not responsible for lost profits or for indirect, special or consequential damages, and our total responsibility under this agreement will not be more than the license fee you paid for the current Term.

12. Ending the license early

If you break this agreement, we will email you. If you do not fix the problem within 15 days, we may end the license.
If the Organization sells the Files or posts them publicly, we may end the license right away.
If the license ends early because you broke this agreement, you must stop teaching and remove the Files, and the fee is not refunded.

13. General terms

Law. The laws of the Commonwealth of Virginia govern this agreement. Any court case about it will be brought in the state or federal courts that serve Lynchburg, Virginia.
Whole agreement. This document, together with any written network license we sign with you, is the whole agreement about this license. Changes must be in writing and agreed to by both of us.
No transfer. You may not transfer this license to another organization without our written permission.
If part fails. If a court finds one part of this agreement cannot be enforced, the rest stays in effect.
Notices. Send notices to us at thegoodswork@icloud.com. We will send notices to the email used at purchase.

14. How you agree

You agree to this agreement when you buy the Program License, download the Program Materials, or use them. After you buy, fill in the License Certificate that comes in your kit and keep it with your records.

Version dated November 9, 2026. Heir Lifestyle Investments LLC, 124 Phillips Cir, Lynchburg, VA 24502. thegoodswork@icloud.com